Why refer Clients  ·  How we work  ·  Compliance  ·  Home Insurance  ·  High Net Worth  ·  Commercial  ·  Let Property  ·  Professional Indemnity 
high net worth insurance
home, motor & travel

CALL: Our Client Referral Team on (029) 2026 5273

EMAIL/FAX: Download a quotation form and email completed version to hnw@thesource.co.uk or fax it to (029) 2070 4455.

You'll need to have a Source broker number in order to take advantage of Distinct - call our Sales team on (029) 2026 5266 if you are not already registered.

Why offer High Net Worth Insurance?

If you have clients with very valuable homes and possessions, a standard home insurance policy may not be the best option for them. Cover limits are often too low and some higher value items may not be covered at all - leaving your clients open to underinsurance.

Our High Net Worth policies from a range of top insurers - Aviva, Ageas, Brit & Sterling - avoid these risks by offering a flexible approach to underwriting with generous cover limits. Your client can tailor their policy to their needs to ensure they are adequately protected. What's more, the policies are backed by an exceptional level of service - one that's above and beyond a standard policy.

Benefits of High Net Worth Insurance

· We do all the work
There's no need for you to be an expert in HNW insurance. We take care of all the details for you, while you earn 15% commission (on home policies).

· Exemplary service for your clients
Fuss free claims settled by one phone call in most cases - no need to fill out forms.

· 24 hour Personal Claims Line

· Individual claims expert
Help putting everything right for your client quickly, professionally and without fuss.

· Choice of settlement
Cash (paid on the same day where possible), repair or replacement (option to use own supplier).

Your commission

Commission Rates
Home - 15%
Motor - 7.5%

Our commission payments on High Net Worth cases currently average £240 for a Home Policy and £50 - £75 for a Motor Policy. You'll receive commission on all Renewals too.

Wide cover for home policies

  • Contents cover: starts from £50,000
  • Buildings cover: from £150,000
  • Worldwide possessions cover - including new purchases acquired along the way
  • Substantial cover for art and antiques - to ensure correct protection
  • Legal expenses: £50,000 as standard
  • Identity fraud protection: up to £100,000
  • Optional cover for second homes

 Aviva Distinct - 75 Key Facts     Aviva Distinct - 150 Key Facts 
 Excel (Brit, Ageas & Sterling) - Key Facts     Ultra (Brit, Ageas & Sterling) - Key Facts
 Aviva Distinct High Net Worth Form

Comprehensive travel cover (available as add-on to an Aviva Distinct home policy)

  • Covers anyone living with the policy holder - including family members and domestic staff
  • Golf cover as standard - even loss of green fees
  • Holiday disruption cover: up to £400
  • 24-hour worldwide medical emergency service
  • Travel Assistant service - up-to-date advice and assistance

Prestigious motor cover with Aviva Distinct - For cars worth over £30,000

  • Mercedes C class courtesy car as standard when your client's is damaged or stolen. For written off cars under two years old - a new car or the value of your client's car when it was new
  • Top tier RAC cover as standard

 Motor Key Facts  Motor Insurance Quote Form